The Expat Specialist – A fast and reliable way to get your mortgage loan in the Netherlands

Mortgage advice

Bank or independent mortgage advisor.

We can choose between 30 different mortgage lenders and insurance products so we check what suits you the best and we do not have to sell our own product. We can also combine products from different companies that get you the best offer.

Buy-to let mortgage loans

A buy-to-let mortgage loan is different from a regular mortgage loan, because you can borrow less money compared to the value of the property (around 70-75%). You can contact our office so we can explain all the options.

Insurance policies

Insurances for every situation.

We can arrange several different insurance policies, such as life insurance, home insurance, home contents insurance, liability insurance, legal expenses insurance, car insurance, travel insurance, invalidity insurance, and unemployment insurance, all based on your personal circumstances.

Buying assistance

Let us help you.

We can assist you in the buying process. We have a lot of contacts with estate agents, surveyors, building inspectors, civil-law notaries, and of course all the mortgage lenders, so we can ensure that the buying process goes smoothly for you.

Feeling at home in your new country starts with having your own place. A comfortable house for you and your family. Wouldn’t that be nice? But how to find the perfect home? And if you do find one, are you going to rent or buy it? What about the Dutch mortgage regulations? And, more importantly, who can help you and who can you trust? The answer to all of these questions is: the Expat Specialist!

Fast, carefree and smooth assistance

We are very happy to assist you from A to Z throughout the entire process of buying a home and arranging the mortgage. From the search for a suitable home to the transfer of title at the civil-law notary. You can count on us for complete financial assistance. We have contact on your behalf with estate agents, valuers, building inspectors, civil-law notaries, banks and insurance companies. And we keep you informed every step of the way.

Tailor-made solutions for you

The small specialist team of Expat Specialist offers you buying assistance, compares 30 mortgage providers, and can even take care of insurance policies. All under one roof. We have 15 years of experience, not only in the field, but also as an expat. Our key words are personal, reliable, and fast, and we provide a full-service solution, which means you can be assured of the perfect solution that fits your individual needs. All that you need to do is enjoy your dream home. Now and in the future.

1. Make an appointment

Make an appointment to find out about your mortgage options (maximum loan amount) and all the different types of mortgage loans and interest rates).
2. Search for the right property
3. Make an offer for and buy the property
4. Start the mortgage application process
5. Arrange the insurance policies
6. Become a property owner

Become a property owner on the date of transfer at the civil-law notary’s office.
7. Arrange the taxes

Raymond has helped us on two separate occasions to secure favourable financing for purchases in Amsterdam. On both occasions Raymond was extremely helpful, professional and able to provide custom/personal advice. I particularly appreciate Raymonds commitment to ``after care``, always responding promptly to any questions. Lastly, being able to go through what is an uncertain/stressful process with a ``nice guy`` who communicates (and more than willing) in English has been a blessing being an expat in The Netherlands.

Paul Bassermann

Management Consultant

Raymond Beerens is a very professional financial adviser. By his assistance you don't need to spend extra time and money to search the best solution. Strongly recommend!

Kevin Wang

Controller at Micro Star Netherlands Holding

Raymond is a great and precise financial advisor, he is the reliable person who took care the entire process of my apartment purchase from the beginning until the end. Briefly he took care of the mortgage, insurances, the offer itself, negotiation. I already suggested him to different friends, and we were all extremely satisfied.

Alessandro Rabitti

Senior Frontend Developer at adidas

I am absolutely delighted with the service. It is really refreshing to work with a financial adviser who is truly interested in their client’s needs, circumstances and preferences. What really impressed me was the way you took the time to get a feeling for where I was at, his depth of knowledge, lateral thinking and the common sense approach. The professional, ethical and caring demeanour elicits my trust and respect and I gladly recommend the services whenever possible!

Magdalena Matuszewska

Senior Account Executive at IDC

I bought two properties in Holland with the help of Raymond. He is professional in his approach and has a wealth of knowledge to apply. Being an expat, it can be quite difficult to navigate the uncertain seas of real estate in another country. An initial meeting with Raymond is all that was needed to sort out the details. He walks you through the process, your options and the potential pitfalls. Afterward the meeting he gets to work to find the lender that best fits your mortgage needs. He is responsible for all the paperwork and keeps you informed on the progress. A phone call is all that is needed to get an update. I would definitely advise Raymond if you’re looking to buy property. He is right person for all your real estate needs.

Paul Liebenberg

Senior Actuary at Allianz Direct

We met Raymond a few years ago when looking for a house to buy in Eindhoven. He helped us with the house selection and then with requesting the loan with the best conditions. He also advised on a lawyer that could provide English translation. He later also helped with the tax declaration. Raymond is extremely reliable, fast in replying and straight to the point in his advices. He has always been available for any question, even long after our house purchase. He is very professional and we strongly recommend him. Being an expat, it can be quite difficult to navigate the uncertain seas of real estate in another country. An initial meeting with Raymond is all that was needed to sort out the details. He walks you through the process, your options and the potential pitfalls. Afterward the meeting he gets to work to find the lender that best fits your mortgage needs. He is responsible for all the paperwork and keeps you informed on the progress. A phone call is all that is needed to get an update. I would definitely advise Raymond if you’re looking to buy property. He is right person for all your real estate needs.

Anne-Sophia Bociaga

Senior Product Marketing Manager South Europe Chez Össur

I used Raymond's services twice and recommended it to several friends and colleagues of mine. In each case his advice was very valuable and the process of buying a property was smooth and secure. It felt he was sincerely interested in getting the best for his clients.

Nikolay Kosarev

Team Lead Optimization Technology R&D team at DELMIA Quintiq

When I was looking to buy property in The Netherlands, I was looking for a experienced advisor who could guide me through the Dutch mortgage application process. One of my colleagues recommended that I contact Raymond and I'm so glad I did! He started by giving me an overview of the financial options available and also supported me in the final stages of my offer process. Then we looked at different mortgage providers and I was glad to have his advice based on my financial situation. Working with Raymond meant that I only had one interlocutor to deal with which made the process so much simpler and less stressful and he was always available to answer any questions. Everything went very smoothly and the notary said he'd never seen such a low interest rate - and this was 5 years ago now! Whether you're about to apply for a mortgage or just at the beginning of your property search, I would happily recommend Raymond for his friendly and expert guidance.Being an expat, it can be quite difficult to navigate the uncertain seas of real estate in another country. An initial meeting with Raymond is all that was needed to sort out the details. He walks you through the process, your options and the potential pitfalls. Afterward the meeting he gets to work to find the lender that best fits your mortgage needs. He is responsible for all the paperwork and keeps you informed on the progress. A phone call is all that is needed to get an update. I would definitely advise Raymond if you’re looking to buy property. He is right person for all your real estate needs.

Anthea Bull

Passion for Talent Management, Coaching and Facilitation

When we started to think about buying a house in The Netherlands, we very soon realised that we had no idea where to start. Raymond assisted us in all ways. When meeting with us, he came to meet me close to my work office, scheduling it to fit into my lunch hour. We already had a place in mind. Raymond gave us a detailed financial analysis of how we would be impacted. He assisted with all application regarding mortgage, house insurance and life insurance. A couple of years later he also assisted by add our car to the insurance. We would recommend Raymond, for friendly, professional assistance. I would definitely advise Raymond if you’re looking to buy property. He is right person for all your real estate needs.

Yolandi Jordaan

Chief Accountant at CIS Management B.V.

Raymond was my advisor when I purchased my first apartment in Amsterdam. As an expat who recently landed in the Netherlands I did not know much about the market or the process. Raymond had a timely an very clear communication style. Timeliness is very important in the housing market as the buyer needs to act fast when an opportunity arises. His clear communication helped me understand all my options which allowed me to make my decision with no regrets. He also led the communication with the banks and got me a mortgage rate from the banks which was 1.5% lower than his competitors. That made a massive difference in my monthly payments. I already recommended Raymond to a couple of my expat friends and they were all pleased.

Ziad Mansour

Co-Owner at The Lebanese Sajeria

Fast, carefree and smooth assistance.

Looking for a house in your new hometown?

Fast, carefree and smooth assistance

Tailor-made solutions for you

” Always deliver more than expected. “

Larry Page, Co-Founder Google

How does the process work from start to finish?

1. Make an appointment

2. Search for the right property

3. Make an offer for and buy the property

4. Start the mortgage application process

5. Arrange the insurance policies

6. Become a property owner

7. Arrange the taxes

Reviews

What clients say about us.

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